Recently, we have enjoyed the lowest interest rates on record. But have you been able to take advantage of the benefits?

If you are thinking about buying a new property, now is a great time to talk to us about it. But more importantly, now is also a great time to look at your existing home loan to see if it remains the most suitable loan for you and your needs.

We offer a complementary, annual home loan health check. And, with interest rates so low, there’s no better time to conduct one.

The aim of our home loan health check is to answer these questions:

• Are you paying too much interest on your current mortgage?
• Does your loan still meet your current needs?
• Have your financial or personal circumstances changed? And, if so, do you need different features and benefits from your loan?

When we update this information, we can look at your financial plans for the next 12 months and advise how your loan could be set up to help you achieve your goals. For example, we could potentially help you unlock your equity to invest, renovate or make some lifestyle improvements.

Let us help you make the most of your finances

We have access to a wide variety of lenders, so we’re in a great position to help you compare loan products and choose one that suits your current financial circumstances. A saving of just a little on your home loan now could add up to significant difference over the life of your loan.

If you would like to review your mortgage and ensure you’re receiving the best deal, please contact me, Tracey Watkins, on 0478 926 091 or tracey@demeterwm.com.